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Important Facts Regarding Lost Time And Earnings

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

     Other than your medical bills your lost time and earnings (commonly and/or often described as “Lost Wages”) are the days and hours you were unable to function at work thus adding up to the money you may have lost. This constitutes one of the most important elements’ of your damages, namely your Lost Wages. Read more…

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The Eye Witness To You And Your Motor Vehicle Getting Creamed

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

      Thirty four years ago, in a book I wrote and was published, entitled, How To Settle Your Own Insurance Claim, I stated: “An eye witness can make or break your case. If you’ve been able to keep your wits about you the first thing you should do, immediately after impact has occurred, is to find somebody who observed it. After having spotted such a person, don’t be bashful. Go right over to them and ask if they saw the accident ? If they did, jot down their name, address and telephone number. Should they drive away before you can zero in on them, make note of their motor vehicle’s registration number so you can later obtain their name through the department of motor vehicle office.” Read more…

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Three Crucial Personal Injury “Insights”

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

      Three of the most crucial motor vehicle accident, personal injury, insurance claim areas one must consider are: Photographs, Newspaper and/or Police Reports and also Medical Bills, Examinations Plus Medical Reports. Let’s examine all 3. Read more…

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Motor Vehicle Accident Insurance Claim Guide

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

        Your “Motor Vehicle” can be a car, truck, motorcycle – – you name it! If it’s powered by a motor and has one, two, three, four (or even more) wheels this “Guide” is for you.
     The information below is a bare-bones “Guide” for those who have had such a motor vehicle accident. It details the basics of how one should with their property damage and/or personal injury claim. Read more…

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Outside Pressures on the Typical Insurance Adjuster Like the Henry Hardnose

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

     Insurance adjusters may be “Hard-Nosed” but they are not without outside pressures they must deal with every day of their work life. It would be advantageous for all the readers of The Left Lane to be aware of the most important of these because they could put money in your bank. Read more…

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You Have a Legitimate Insurance Claim

February 8th, 2010 No comments

But You Got Yourself A Legal Beagler–Now What?

Post contributed by Dan Baldyga.

       YOU MUST STAY ON TOP OF THAT HOUND DOG FOR TWO HUGE REASONS: First because that’s the only way to make sure he does his job correctly. If you don’t watch him like a hawk you could end up on the short end of a very long stick! And second, because most Legal Beagles think they’re overworked (if you don’t think so just ask them!) and they incorrectly feel they don’t have the time to spend on your case today, tomorrow or even six months from now. The truth is you’ve signed his Contingency Fee Agreement so he knows you’re in his back pocket and someday, when he decides to make his move, you’re still locked in. Most have convinced themselves they’re too busy to fuss with your case for awhile. Unless you bug them on a regular basis they’ll let years drag on before it gets settled. Read more…

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The Great Value of Photographs

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

     You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in this pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no choice to avoid him. Now the time has come to settle your claim for property damage and personal injuries. Let’s talk about photographs one of the basics that should have been taking place – – just as soon as possible – – after that impact had taken place. Read more…

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Six Crucial Insurance Claim Possiblities

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

        There are DOZENS of insurance claim possibilities which will increase the dollars awarded you in the settlement of your personal injury insurance claim. Some of them rarely see the light of day but some do. The six I’ve listed below are crucial for you to be aware of as you prepare to go to war with Adjuster Henry Hard-Nose regarding the value of your loss. Read more…

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Evaluating Your Personal Injury Insurance Claim

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

    The value of a personal injury claim has a direct relationship to the amount of your medical bills. Why? Because a claim with medical bills of $500.00 is worth three to five times more than a claim with $100.00, or less. And that’s a fact of life in the world of insurance claims.
     The adjuster will reason if you were hurt badly enough to run up $500.00 in medical expenses than it’s correct to assume that your injuries must be substantial. But, if you see your chiropractor or physician only once or twice, and your final bills are in the vicinity of $100.00, that adjuster will assume you weren’t hurt too seriously. Read more…

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Collecting for Lost Wages

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

    A couple months ago you were toolin’ on down the avenue, minding your own business, when out of nowhere, this fumbling, stumbling clown by the name of Freddie Fuddle flew through a Stop Sign and plowed into you with a gigantic, rip-roaring, screeching broadside. You were wearing your seat belt but it was still a thundering crash that wrenched and whipped you around the inside of your motor vehicle something fierce!
Read more…

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