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Outside Pressures on the Typical Insurance Adjuster Like the Henry Hardnose

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

     Insurance adjusters may be “Hard-Nosed” but they are not without outside pressures they must deal with every day of their work life. It would be advantageous for all the readers of The Left Lane to be aware of the most important of these because they could put money in your bank. Read more…

Categories: Columns Tags: , ,

You Have a Legitimate Insurance Claim

February 8th, 2010 No comments

But You Got Yourself A Legal Beagler–Now What?

Post contributed by Dan Baldyga.

       YOU MUST STAY ON TOP OF THAT HOUND DOG FOR TWO HUGE REASONS: First because that’s the only way to make sure he does his job correctly. If you don’t watch him like a hawk you could end up on the short end of a very long stick! And second, because most Legal Beagles think they’re overworked (if you don’t think so just ask them!) and they incorrectly feel they don’t have the time to spend on your case today, tomorrow or even six months from now. The truth is you’ve signed his Contingency Fee Agreement so he knows you’re in his back pocket and someday, when he decides to make his move, you’re still locked in. Most have convinced themselves they’re too busy to fuss with your case for awhile. Unless you bug them on a regular basis they’ll let years drag on before it gets settled. Read more…

Categories: Columns Tags: , ,

The Insurance Claim Con-Job Regarding Impacts and Injuries

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

       As of December 2003 it was determined that in the good ole‘ US of A, there were approximately 12 million motor vehicle accidents involving 21 million vehicles. This amounts to about one crash per second. Let’s take a look at these impacts and the gazillion injuries they cause. Read more…

Categories: Test Drives Tags: , ,

The Great Value of Photographs

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

     You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in this pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no choice to avoid him. Now the time has come to settle your claim for property damage and personal injuries. Let’s talk about photographs one of the basics that should have been taking place – – just as soon as possible – – after that impact had taken place. Read more…

Categories: Columns Tags: , ,

Six Crucial Insurance Claim Possiblities

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

        There are DOZENS of insurance claim possibilities which will increase the dollars awarded you in the settlement of your personal injury insurance claim. Some of them rarely see the light of day but some do. The six I’ve listed below are crucial for you to be aware of as you prepare to go to war with Adjuster Henry Hard-Nose regarding the value of your loss. Read more…

Categories: Columns Tags: , ,

Evaluating Your Personal Injury Insurance Claim

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

    The value of a personal injury claim has a direct relationship to the amount of your medical bills. Why? Because a claim with medical bills of $500.00 is worth three to five times more than a claim with $100.00, or less. And that’s a fact of life in the world of insurance claims.
     The adjuster will reason if you were hurt badly enough to run up $500.00 in medical expenses than it’s correct to assume that your injuries must be substantial. But, if you see your chiropractor or physician only once or twice, and your final bills are in the vicinity of $100.00, that adjuster will assume you weren’t hurt too seriously. Read more…

Categories: Columns Tags: , ,

Collecting for Lost Wages

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

    A couple months ago you were toolin’ on down the avenue, minding your own business, when out of nowhere, this fumbling, stumbling clown by the name of Freddie Fuddle flew through a Stop Sign and plowed into you with a gigantic, rip-roaring, screeching broadside. You were wearing your seat belt but it was still a thundering crash that wrenched and whipped you around the inside of your motor vehicle something fierce!
Read more…

Categories: Columns Tags: , ,

Medical Insights and Expenses

February 8th, 2010 No comments

Post contributed by Dan Baldyga.

     There’s nothing that has a greater impact on evaluating a personal injury insurance claim than the damage done to your body, the medical bills that are a direct result of that injury and the “pain and suffering” you were forced to deal with. Read more…

Categories: Columns Tags: , ,

How To Negotiate A Settlement With The Typical Claims Adjuster

February 8th, 2010 1 comment

Post contributed by Dan Baldyga.

  Over a year has passed and now the time has arrived when you and I. M. Smart, the adjuster from Granite Mountain Insurance, are sitting at your kitchen table in an attempt to settle your claim. Read more…

Categories: Columns Tags: , ,

2004 Mazda3

February 4th, 2010 No comments

The Best Car Under $20,000?

     It’s not hard to find a publication that will rave about the latest supersedan from Audi, BMW, Mercedes or Lexus. After all, those cars cost $60,000, $80,000, even $100,000. For that many greenbacks the car had better give us something to be excited about. That kind of money buys you a high-quality interior, a delightful driving experience and styling that is clean and upscale. Imagine our surprise, then, when we found all of these things and more in a sub-$20,000 compact from Mazda. We’ll warn you, this review contains ego-enhancing praise galore. Mazda, don’t let this go to your head. Read more…

Categories: Reviews Tags: , , , ,